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Exam Dossier INSURANCE

OICL Assistant

Oriental Insurance Co. Ltd. (OICL)

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Quick facts

Level
National
Conducted by
Oriental Insurance Co. Ltd.
Qualification
Graduation in any discipline from a recognised university, having passed English as a subject at SSC, HSC, Intermediate or Graduation level; reading, writing and speaking proficiency in the regional language of the state or union territory applied for is mandatory, tested through a qualifying Regional Language Test
Age limit
21 to 30 years
Vacancies
500 Source
Salary
Class III Assistant. Basic pay Rs 22,405, in the scale 22405-1100(14)-37805-1255(4)-42825 rising to 62265, per the August 2025 official notification; total emoluments approximately Rs 40,000 per month in a metro posting. A Public Sector General Insurance Company-wide wage revision was centrally approved in January 2026 (see the salary note on the sibling NICL Assistant page) but this notification predates that revision. Source

Eligibility

Age relaxation
  • OBC 3 years
  • SC/ST 5 years
  • PwD 10 years
  • Ex-servicemen Service period plus 3 years, capped at 45
  • Widows/divorced/separated women 5 years
Nationality
Indian

Service profile

Pay scale
22,405-1,100(14)-37,805-1,255(4)-42,825, rising to 62,265 (pre-revision scale; see salary note) Source
In-hand pay
Total emoluments approximately Rs 40,000 per month in a metro posting, per the official August 2025 notification Source
Probation period
Minimum 6 months, extendable on unsatisfactory performance Source
Service bond
No formal bond instrument; a probationer who resigns or is terminated must repay all salary drawn plus Rs 25,000 toward training cost Source
Posting zone
Pan India, allotted state or union territory per the notification Source
Transfer policy
Pan India, moderate frequency Source
Pension scheme
NPS (National Pension System) Source
Promotion path
Assistant to Assistant Administrative Officer, via an internal exam, to Administrative Officer to Senior Administrative Officer to Branch Manager Source
Nature of work
Front-line branch work: issuing and renewing policies, collecting premiums, helping customers with queries and claim documentation, and maintaining branch records Source
Key notes
HQ New Delhi. Pending merger with NICL. Salary revision expected soon following NICL revision. Entry-level insurance assistant. Strong North India network. Promotions via internal departmental exams. Source

Important dates

Event Date Source
Application starts (OICL Assistant 2025, 500 posts) August 2, 2025 Source
Last date to apply (OICL Assistant 2025, 500 posts) August 17, 2025 Source
Tier I Preliminary Examination (OICL Assistant 2025, tentative) September 7, 2025 Source
Tier II Main Examination (OICL Assistant 2025, tentative) October 28, 2025 Source

Recruitment stage

  1. Application
  2. Exam Current stage

Exam pattern

Stage Mode Duration Questions Marks Negative marking
Tier I: Preliminary Examination

Sections: English Language, Reasoning Ability, Numerical Ability

CBT 60 min 100 100 0.25 marks for each wrong answer
Tier II: Main Examination

Sections: English Language, Reasoning Ability, Numerical Ability, Computer Knowledge, General Awareness

CBT 120 min 200 250 0.25 marks for each wrong answer
Regional Language Test descriptive Not yet announced Not yet announced Not yet announced Not yet announced
Interview
No
Physical test
No
Typing test
No
Medical
No

Application form

Photograph
JPEG, 20 KB to 50 KB, taken within the last three months, light background
Signature
JPEG, 10 KB to 20 KB, on white paper in black or blue ink
Application fee (general category)
INR 850 (inclusive of GST)
Application fee (reserved categories)
INR 100 for SC, ST, PwBD and Ex-servicemen (inclusive of GST)

Application checklist

What most government exam application forms ask for. Exam specific figures come from this exam’s own filed data; everything else is the standard document set every application asks for.

  • Photograph

    JPEG, 20 KB to 50 KB, taken within the last three months, light background

  • Signature

    JPEG, 10 KB to 20 KB, on white paper in black or blue ink

  • Age proof and age relaxation

    A birth certificate or equivalent document proving your date of birth, plus your category’s age relaxation if this exam’s data files one.

  • Identity proof

    A government issued photo ID such as Aadhaar, PAN, passport or voter ID, matching the name on the application exactly.

  • Educational certificates

    Mark sheets and certificates for the qualification this exam requires, ready to scan or upload.

  • Category / reservation certificate

    A valid caste, EWS or PwD certificate in the format the conducting body accepts, if you are applying under a reserved category.

  • Application fee

    INR 850 (inclusive of GST) / INR 100 for SC, ST, PwBD and Ex-servicemen (inclusive of GST)

This checklist is general guidance, not a substitute for the official notification. Confirm every requirement against this exam’s own notice before you apply.

On exam day

Reporting time: 60 min

What to carry

  • Printed e-admit card
  • Original government photo identification
  • One recent passport size photograph
  • Black or blue ballpoint pen

Not allowed

  • Mobile phones, smartwatches, calculators, earphones or any electronic device
  • Bags, wallets or metallic accessories

Should I apply?

Save your profile to see if you qualify for this exam.

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More from this section

INSURANCE

Reference

What OICL Assistant is

OICL Assistant recruits graduates into the Class III Assistant cadre of Oriental Insurance Co. Ltd., the entry level clerical and customer-facing role at this New Delhi-headquartered public sector general insurer. Its most recent cycle, in 2025, is the best-documented of the four general insurers’ Assistant exams on this site: the official notification is directly cited below, not just secondary coverage of it.

Who can apply

Graduation in any discipline from a recognised university is the requirement, and you must have passed English as a subject at some stage from secondary school through graduation. Reading, writing and speaking proficiency in the regional language of the state or union territory you apply for is mandatory, tested through a qualifying Regional Language Test. The age band is 21 to 30 years, “as on” 31 July of the recruitment year, with relaxations of 3 years for OBC, 5 years for SC and ST, 10 years for PwBD, and further relaxations for ex-servicemen and widowed, divorced or separated women.

How the exam runs

Tier I, the Preliminary Examination, is a one hour test of one hundred questions across English Language, Reasoning Ability and Numerical Ability, with a quarter mark penalty for each wrong answer.

Tier II, the Main Examination, is a two hour objective test of two hundred questions worth two hundred and fifty marks across English Language, Reasoning Ability, Numerical Ability, Computer Knowledge and General Awareness, with the same quarter mark penalty. There is no interview stage: candidates who clear Tier II proceed to a qualifying Regional Language Test, and final merit is decided on Tier II score alone.

Preparing the application

Photograph and signature specifications match the rest of the banking and insurance exam family: a JPEG photograph between 20 and 50 kilobytes and a JPEG signature between 10 and 20 kilobytes. The resizers on this site handle both in your browser without uploading anything.

The application fee is 850 rupees for general, OBC and EWS candidates, and 100 rupees for SC, ST, PwBD and ex-servicemen candidates.

On exam day

Arrive at least an hour before the reporting time on your admit card, with the printed e-admit card, a government photo identification, one recent passport size photograph and a black or blue ballpoint pen. No electronic devices are permitted inside the hall.

What the job actually involves

An OICL Assistant is the front-line clerical and customer-facing employee at a branch: issuing and renewing policies, collecting premiums, helping customers with queries and claim documentation, and maintaining branch records. Probation runs a minimum of six months, extendable if performance is unsatisfactory, and there is no formal service bond, though a probationer who resigns or is terminated must repay salary drawn plus 25,000 rupees toward training cost. OICL and NICL have discussed a possible merger in recent years, which is worth knowing if you are weighing a long career here. The official Oriental Insurance website, linked above, carries the current notification, vacancy count and exact dates for the cycle you are applying to.

Official links

Dates and figures change. Always confirm against the official notice before you rely on them. Checked on .