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The Daily Exam Desk India

Exam Dossier INSURANCE

LIC Assistant

Life Insurance Corporation of India (LIC)

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Quick facts

Level
National
Conducted by
Life Insurance Corporation of India
Qualification
Bachelor's degree from a recognised university; final-year students are generally not eligible to apply
Age limit
18 to 30 years
Vacancies
Not yet announced
Salary
Class III Assistant. Basic pay Rs 38,700 (revised; earlier Rs 27,840), under the 12th Bipartite Settlement wage revision the government approved in March 2024, effective retrospectively from 1 August 2022. Source

Eligibility

Age relaxation
  • OBC 3 years
  • SC/ST 5 years
  • PwD 10 years
Nationality
Indian

Service profile

Pay scale
Revised under the 12th Bipartite Settlement; earlier scale ran from Rs 27,840 to Rs 62,010 Source
In-hand pay
Approximately Rs 50,000-55,000 per month; gross approximately Rs 59,000-65,000 Source
Probation period
6 months, extendable up to 1 year Source
Service bond
None; a minimum service commitment of 3 years applies after training Source
Posting zone
Pan India, LIC offices Source
Transfer policy
Pan India, moderate frequency Source
Pension scheme
LIC defined benefit pension plus Provident Fund and Gratuity Source
Promotion path
Assistant to Assistant Administrative Officer, via the JAIIB certification plus an internal exam, to Administrative Officer to Senior Administrative Officer to Branch Manager Source
Nature of work
Branch counter work: cash transactions, premium receipts, policy document and claims processing, and customer service Source
Key notes
Best pension at assistant level. LIC's defined benefit (OPS-equivalent) pension is unavailable in any other insurance/bank assistant role. Also gets meal coupons (Rs 3,000/month) - unique perk. Clear officer promotion path. Source

Exam pattern

Stage Mode Duration Questions Marks Negative marking
Preliminary Examination

Sections: Reasoning Ability, Quantitative Aptitude, English Language

CBT 60 min Not yet announced Not yet announced Not yet announced
Main Examination

Sections: General and Financial Awareness, General English, Quantitative Aptitude, Reasoning Ability and Computer Aptitude

CBT 150 min 200 Not yet announced 0.25 marks for each wrong answer
Interview
No
Physical test
No
Typing test
No
Medical
No

Application form

Photograph
JPEG, 20 KB to 50 KB, taken within the last three months, light background
Signature
JPEG, 10 KB to 20 KB, on white paper in black or blue ink
Application fee (general category)
As specified in the notification
Application fee (reserved categories)
As specified in the notification

Application checklist

What most government exam application forms ask for. Exam specific figures come from this exam’s own filed data; everything else is the standard document set every application asks for.

  • Photograph

    JPEG, 20 KB to 50 KB, taken within the last three months, light background

  • Signature

    JPEG, 10 KB to 20 KB, on white paper in black or blue ink

  • Age proof and age relaxation

    A birth certificate or equivalent document proving your date of birth, plus your category’s age relaxation if this exam’s data files one.

  • Identity proof

    A government issued photo ID such as Aadhaar, PAN, passport or voter ID, matching the name on the application exactly.

  • Educational certificates

    Mark sheets and certificates for the qualification this exam requires, ready to scan or upload.

  • Category / reservation certificate

    A valid caste, EWS or PwD certificate in the format the conducting body accepts, if you are applying under a reserved category.

  • Application fee

    As specified in the notification / As specified in the notification

This checklist is general guidance, not a substitute for the official notification. Confirm every requirement against this exam’s own notice before you apply.

On exam day

Reporting time: 60 min

What to carry

  • Printed e-admit card
  • Original government photo identification
  • One recent passport size photograph
  • Black or blue ballpoint pen

Not allowed

  • Mobile phones, smartwatches, calculators, earphones or any electronic device
  • Bags, wallets or metallic accessories

Should I apply?

Save your profile to see if you qualify for this exam.

Set up your profile

More from this section

INSURANCE

Reference

What LIC Assistant is

LIC Assistant recruits graduates into the Class III Assistant cadre of Life Insurance Corporation of India, the country’s largest life insurer. It is the entry level, branch-facing role at LIC, roughly comparable to a public sector bank clerk but inside an insurance company. LIC’s most recently confirmed completed recruitment cycle for this post ran in 2019, for more than eight thousand vacancies nationwide; no newer cycle had been confirmed at the time this page was written, so check the official website directly for the current status before assuming a fresh notification exists.

Who can apply

A bachelor’s degree from a recognised university is the requirement. Final-year students are generally not eligible to apply. The general age band runs from 18 to 30 years, with standard relaxations for reserved categories, confirmed against the current notification since the exact cutoff date varies by cycle.

How the exam runs

The Preliminary Examination is a one hour CBT covering Reasoning Ability, Quantitative Aptitude and English Language, and is qualifying only.

The Main Examination is a two and a half hour objective test of two hundred questions covering General and Financial Awareness, General English, Quantitative Aptitude, and Reasoning Ability and Computer Aptitude, with a quarter mark penalty for each wrong answer in this stage. Some cycles have also included a qualifying-only Language Test.

Preparing the application

Photograph and signature specifications match the rest of the banking and insurance exam family: a JPEG photograph between 20 and 50 kilobytes and a JPEG signature between 10 and 20 kilobytes. The resizers on this site handle both in your browser without uploading anything. Application fees vary by cycle and should be confirmed against the current notification.

On exam day

Arrive at least an hour before the reporting time on your admit card, with the printed e-admit card, a government photo identification, one recent passport size photograph and a black or blue ballpoint pen. No electronic devices are permitted inside the hall.

What the job actually involves

An LIC Assistant mans the branch counter: cash transactions, premium receipts, single-window customer service, processing and checking policy documents and claims paperwork, and back-office record keeping. Probation runs six months, extendable up to a year, with a minimum three-year service commitment expected after training. LIC’s defined benefit pension, unusual for a role at this pay level, is one of the notable advantages of this post compared to the equivalent Assistant roles at the general insurers. LIC’s Assistant pay scale was revised under the 12th Bipartite Settlement, government-approved in March 2024 and applied retrospectively from August 2022, moving basic pay from roughly 27,840 rupees to roughly 38,700 rupees. The official LIC India careers portal, linked above, is the place to check for the next recruitment cycle and its confirmed vacancy count and dates.

Official links

Dates and figures change. Always confirm against the official notice before you rely on them. Checked on .